Pay your team with a reloadable card

Automatic access to pay with a reloadable debit card

In partnership with U.S. BANK®
Official preview of Hourly Paycard.

24/7 mobile access

Access your account any time using the U.S. Bank app. 

ATM Access

Access cash when you need it most with thousands of in-network ATMs nationwide.
Visit U.S. Bank for Required Disclosures and Fee Schedule

The Focus Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc. ©2021 U.S. Bank. Member FDIC.

Hourly lets businesses pay wages using a reloadable debit card. The card gives workers quick and convenient access to their pay.

Tom Sagi
 Co-founder and CEO of Hourly

Reloadable Payroll Debit Card Features

Automatic Pay Days

Your employees' pay will be automatically loaded onto their card.


The card can be used anywhere Visa debit cards are accepted.


Your employees' pay and balance is protected if your card is lost or stolen.1

1 You are generally protected from all liability for unauthorized transactions with Zero Liability. You must call the number on the back of your card immediately to report any unauthorized use. Certain conditions and limitations may apply. See Cardholder Agreement for details.

How it works

Make a purchase

The reloadable debit card can be used anywhere Visa is accepted—online, over the phone, and in stores.

Check the balance

Check online, via text,2 email, the mobile app for iPhone or Android, by phone, or at an ATM.

Use at ATMs

Access cash with thousands of in-network ATMs nationwide.

Get cash back

Get cash back with your purchase at participating grocery and convenience stores.

Add more money

Add money from other sources like direct deposit, cash and tax refunds. 3

Pay bills

Pay bills online at and select Bill Pay. You can also pay bills using your 16-digit card number at your billers' website.

2 For text messages, standard messaging charges apply through your mobile carrier and message frequency depends on account settings.

3 Successful identity verification required for loads from other sources. Log into the Focus Cardholder website for details.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

Why pay cards?

1 in 4 American households have limited access to a bank or no bank account at all.4 When these households get a check they have to run an extra errand and contend with high check cashing fees, just to get their earnings.

The U.S. Bank Focus Card eliminates the hassle and lets them get fast access to wages, just like direct deposit.

4 Source: FDIC